New Delhi witnessed a landmark gathering of financial thought leaders, innovators, and technology enablers at the 19th edition of the Elets NBFC100 Tech Summit, held on 11 July 2025. Organised by Elets Technomedia in association with The Banking & Finance Post magazine as Knowledge Partner, the summit reinforced its position as India’s leading platform for strategic dialogue and technological advancement in the NBFC and digital lending space.
Bringing together over 150+ influential stakeholders from across the NBFC, fintech, and financial services ecosystem, the summit explored the theme “Capital to Credibility: Reimagining the NBFC Ecosystem.”
From visionary keynotes to hands-on tech showcases, the one-day event lived up to its promise of driving responsible growth, inclusive finance, and digital transformation in the lending landscape.
A Day of Ideas, Innovation & Impact
From powerful keynotes and forward-looking panel discussions to interactive product showcases and live demonstrations, the summit delivered 8+ knowledge-rich sessions focused on:
- Fintech collaborations and co-lending models
- AI-powered credit & collections
- ESG-aligned NBFC funding strategies
- Housing, MSME & agri-lending innovation
- Customer-centric digital transformation
- Borrower behavior across Bharat’s heartlands
The summit also featured a Tech Expo where delegates explored cutting-edge solutions in lending automation, credit risk analytics, digital onboarding, and AI-led fraud detection.
Influential Voices, Game-Changing Dialogues
The summit was inaugurated with a welcome address by Dr. Ravi Gupta, CEO & Editor-in-Chief, Elets Technomedia, who underlined the importance of collaboration, regulatory synergy, and innovation in enabling the NBFC sector to achieve the ambitious ₹60 trillion target by FY2026.
A stellar lineup of keynote speakers took the stage:
- Jiji Mammen, Executive Director & CEO, Sa-Dhan, emphasized, “NBFCs have become key drivers of financial inclusion. Their growth over the years has been substantial. Over the last four years, the NBFC sector has nearly doubled in size, from around ₹24 lakh crore in 2021 to approximately ₹48 lakh crore today. However, the estimated requirement is far higher than current levels, projected to be as much as ₹1000 lakh crore (or about 10 million USD).”
- Sudhir Sinha, CEO, UPMA, emphasized, “Instead of focusing solely on bridging the gap between NBFCs and Microfinance Institutions (MFIs), I believe it is essential to first understand how this divide originated. The 2010 Andhra Pradesh microfinance crisis exposed serious issues, with MFIs charging exorbitant interest rates, in some cases up to 45–60%, resulting in widespread borrower distress. The gravity of the situation led to a parliamentary intervention and the formation of the Malegam Committee, chaired by Y.H. Malegam. The committee recommended a clear regulatory distinction between microfinance and other lending activities, leading to the creation of a new RBI-supervised category: NBFC-MFIs.”
- Raman Aggarwal, CEO, Finance Industry Development Council (FIDC), emphasized, “As we speak of NBFC 2.0, Viksit Bharat, and the future of financial inclusion, one thing is certain: the road ahead is paved with partnerships. Whether it’s banks, small finance banks, regional rural banks, cooperative banks, or NBFCs and other regulated entities (REs), collaboration is no longer optional—it is essential. No single RE can achieve its ambitious goals in isolation. To truly realize the vision of a financially empowered and inclusive India, synergistic partnerships across the entire financial ecosystem will be the driving force.”
These thought leaders delved deep into sectoral credibility, grassroots financial inclusion, and NBFCs’ pivotal role in India’s journey toward Viksit Bharat 2047.
Thought Leadership Panels & Fireside Chats
The summit opened with a high-powered panel discussion on “Catalysing the Next Leap: Building India’s Future-Ready NBFC Ecosystem”, examining capital mobilisation strategies, regulatory synergy, and risk governance in the evolving financial landscape.
Other compelling sessions explored a wide range of timely and transformative themes:
- Fintech Collaborations: Focused on embedded finance, API integration, co-lending models, and digital lending compliance
- AI in Lending: Showcased real-world applications of behavioural analytics, fraud detection, and predictive scoring in credit and collections
- Capital Markets for NBFCs: Addressed securitisation innovations, ESG-aligned funding, and investor expectations
- Inclusive Lending Strategies: Highlighted approaches to unlocking housing, MSME, and agri-finance potential through data-driven credit models.
Two standout fireside chats delved into borrower realities and customer-centric transformation.
One conversation explored omnichannel strategies, digital-first experiences, and the role of AI in building customer trust. The second focused on understanding borrower behaviour in Tier 2–3 cities, with insights into product design, credit onboarding, and accessibility for first-time borrowers.
Together, these sessions provided an in-depth look at the strategic and human dimensions of India’s rapidly evolving NBFC ecosystem.
Celebrating Excellence in the NBFC Ecosystem
The day concluded with the prestigious 8th Elets NBFC Excellence Awards, recognising organisations and leaders for path-breaking innovation in digital lending, customer experience, ESG, and risk management.
Partnering for Progress
A visionary network of partners proudly supported the summit:
- Supporting Partners: FIDC, Sa-Dhan, UPMA
- Technology Partner: Craft Silicon
- Exhibitors:
Heph,
Finfactor,
Awaaz.ai,
Signzy,
Nuacem,
Ctrl S,
Canon,
Trackolap, and
Surepass
These partners showcased breakthrough solutions accelerating NBFC transformation and regulatory readiness.
Looking Ahead
With another impactful edition concluded, the Elets NBFC100 Tech Summit continues to serve as a critical enabler for strategic thinking, regulatory alignment, and technological progress in India’s financial sector. This summit reflects the vibrancy, resilience, and forward momentum of India’s NBFC ecosystem. As we build toward Viksit Bharat 2047, platforms like NBFC100 will continue to shape a more inclusive and tech-empowered credit economy,” said Dr. Ravi Gupta, CEO & Editor-in-Chief, Elets Technomedia.
Stay tuned for the next edition of the Elets NBFC100 Tech Summit.
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